One of the most common questions we get from people who are starting or approaching retirement is when should I begin taking Social Security? It isn’t a surprise, as there are so many factors that affect this decision. Most people…
According to the National Association of Unclaimed Property over $32Billion Dollars is currently being safeguarded by state treasurers and is just sitting there waiting to be claimed. The problems are that most people just don't know the money is there…
When talking to many of my new clients, one of their biggest hesitations to work with meis that they already have a "Financial Advisor." However, after really talking to them andgoing over their situation with them, they realize they don't…
Like too many things in life, after we finally realize that we need to prepare a will to protect our estate, and then have the will prepared, we think of it as a finished task, put it on the back…
With a large majority of Americans believing that it’s important to provide for their families after they are gone, why are so many Americans dropping or reducing their life insurance coverage. Especially, when experts say that most people with life…
There are two distinct legal vehicles that allow property owners to transfer real estate and personal property before death. For many homeowners, avoiding probate is very important because the assets of small to medium estates can easily be depleted if…
In the past week, I have spent many hours reading articles on what the experts think will happen in the economy in 2023 and 2024. Some experts say there is a 100% chance of a recession! Others say only a…
It makes no difference whether you retire at 65 or 75 years old, for most elderly – except the very best off – a serious concern that most have is whether or not they will outlive their income and assets.…
Survivor’s information on how to claim your spouse’s benefits… Social Security If the deceased had paid into Social Security for at least 40 quarters, two types of benefits are possible: 1. Death benefit: $255 for burial expenses is available to…
As we age, we have to face harder and harder decisions about our inevitable fate. And although it is not a pleasant subject and for the most part avoided until presented right in our faces, the sooner we prepare ourselves…
