Author: Joseph Omura

Claiming Survivor Benefits

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Survivor’s information on how to claim your spouse’s benefits… Social Security If the deceased had paid into Social Security for at least 40 quarters, two types of benefits are possible: 1. Death benefit: $255 for burial expenses is available to…

Making Your Wishes Known

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As we age, we have to face harder and harder decisions about our inevitable fate. And although it is not a pleasant subject and for the most part avoided until presented right in our faces, the sooner we prepare ourselves…

Protecting Your Home for Your Family

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We all want to live the Great American Dream. We want the opportunity for prosperity and success, and an upward social mobility for our family and children, achieved through hard work in a society with few barriers.  And a big…

I Don’t Know What To Do… Regulated Plans

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Here’s The Situation… For 10 or more years you’ve been stuffing money into a qualified retirement plan, (401k, 403b, Etc.) and now you’re ready to switch jobs, ready to retire, or maybe you’re already retired… What do you do with…

Don’t You Wish You Could Stop, And Smell the Roses?

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Life is so hectic these days; work, kids, shopping, cleaning, doctor appointments, etc.  Don’t you just wish you had time to stop and smell the roses? Everyone, whether you are still working or retired, needs to take a little time…

Is Rising Inflation Keeping
You Up At Night?

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You likely have great plans for your senior years and have saved money to fund those plans. Many people travel or take this opportunity to do the things they've always wished they had time to do — pick up a…