In the past week, I have spent many hours reading articles on what the experts think will happen in the economy in 2023 and 2024. Some experts say there is a 100% chance of a recession! Others say only a…
It makes no difference whether you retire at 65 or 75 years old, for most elderly – except the very best off – a serious concern that most have is whether or not they will outlive their income and assets.…
Survivor’s information on how to claim your spouse’s benefits… Social Security If the deceased had paid into Social Security for at least 40 quarters, two types of benefits are possible: 1. Death benefit: $255 for burial expenses is available to…
As we age, we have to face harder and harder decisions about our inevitable fate. And although it is not a pleasant subject and for the most part avoided until presented right in our faces, the sooner we prepare ourselves…
We all want to live the Great American Dream. We want the opportunity for prosperity and success, and an upward social mobility for our family and children, achieved through hard work in a society with few barriers. And a big…
Here’s The Situation… For 10 or more years you’ve been stuffing money into a qualified retirement plan, (401k, 403b, Etc.) and now you’re ready to switch jobs, ready to retire, or maybe you’re already retired… What do you do with…
Life is so hectic these days; work, kids, shopping, cleaning, doctor appointments, etc. Don’t you just wish you had time to stop and smell the roses? Everyone, whether you are still working or retired, needs to take a little time…
You likely have great plans for your senior years and have saved money to fund those plans. Many people travel or take this opportunity to do the things they've always wished they had time to do — pick up a…
Earlier in your life, you and your spouse planned out how you would receive your retirement income. Imagine it looked something like this... You were able to continue working and by doing so you were able to delay and maximize…
Experts recommend seniors to put their money in something safe, with minimum guarantees. For example, Certificates of Deposit’s, annuities or bonds. Now, there are select groups who can afford to play the game of risk that the market entails, but…
