The job market is pretty grim with more than 438,000 jobs have been lost already this year,according to the Bureau of Labor Statistics, and companies across a range of industries,from financial services to retail, have been extending early-retirement packages in…
Many adults recognize that they have bad spending habits, but like other bad habits, the spending ones are just as hard to break as bad eating, bad sleeping, or even drug habits. These bad spending habits mean that many families…
This is the most common reason people give us for not wanting to buy a Long-Term Care Insurance Policy! However, does this statement really make sense? Should we look at the possible need for long-term care with a little less…
What does that mean? It simply means that the best time to consider whether an adjustment needs to be made to something is before it starts to go bad. In the stock market, for example, most people wait until they…
Did you know that 50% Baby Boomers and 55% Generation X admit being behind in saving for retirement? Worse than that, there are millions of others who don’t even know where they stand. So, if you’ve procrastinated you are not…
Did you know that 50% Baby Boomers and 55% Generation X admit being behind in saving for retirement? Worse than that, there are millions of others who don’t even know where they stand. So, if you’ve procrastinated you are not…
If you read the paper, it doesn't take long to see that investment scams are on the rise. It makes you wonder whom you can trust. And when it comes to your money no one wants to take any chances…
With every year that passes, our cash or fixed assets lose value because of inflation, and the cost of our necessities continue to increase.Older Americans can remember the times when interest rates were low, and the word inflation was rarely…
First, Why Do People Want To Avoid Probate? Most people want to avoid probate for two reasons. First, because assets are frozen and not available to heirs during the year or more it takes for probate to be completed. Remember,…
From the times of ancient history, until today, the concept of insurance has worked relatively well, despite the necessary “paperwork,” detail coordinating, departmental processing and occasional investigating. The “Code of Hammurabi,” from Babylonian laws, dating back to 1700 BC, contained…
