Author: Joseph Omura

The #1 Mistake People Make Trying To Avoid Probate

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First, Why Do People Want To Avoid Probate? Most people want to avoid probate for two reasons.  First, because assets are frozen and not available to heirs during the year or more it takes for probate to be completed. Remember,…

Grandparents: The 529 Plan Mistake

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It is no secret that college costs rise every year and generationally we are saving less and less.  This created a problem that was "resolved" by the creation of the 529 plan. A 529 plan is a tax-advantaged savings plan…