Author: Joseph Omura

Interesting Facts…

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Interesting Facts… Humphrey Bogart’s character Rick never actually says, “Play it again, Sam” in the movie Casablanca. The role of Dirty Harry was offered to Frank Sinatra, John Wayne, and Paul Newman, all of whom turned it down, before Clint Eastwood finally said yes. Mel Blanc, voice bugs bunny, porky pig and more, tombstone reads, […]

The Power of Intentional Habits

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The Power of Intentional Habits I came across a quote by Albert Gray that stopped me in my tracks: “Men form habits and habits form futures. If you do not deliberately form good habits, then unconsciously you will form bad ones. You are the kind of man you are because you have formed the habit […]

Why Indexed Annuities Can Be a Smart Choice for Retirees

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Why Indexed Annuities Can Be a Smart Choice for Retirees When people retire, their biggest concerns are safety and steady income. After years of saving, no one wants to see their money disappear because of risky investments. That’s why experts often suggest seniors place their money in safe vehicles with guarantees, such as Certificates of […]

A Simple Guide to Planning for the Retirement You Want

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A Simple Guide to Planning for the Retirement You Want Most people never save enough money to retire the way they want. It’s not because they don’t earn enough it’s because they don’t have a clear plan. If you want to enjoy your retirement years, the first step is to make a plan. A retirement […]

What Can I get From A Reverse Mortgage?

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A lot of older Americans are converting the equity in their homes into cash, by using a type of loan called a reverse mortgage. The money from a reverse mortgage can provide seniors with the financial freedom they need to fully enjoy their retirement years. The reverse mortgage got its name because the payment stream […]

How Much Is Your Debt Really Costing You?

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Debt is a topic I bring up fairly often, in my newsletters.  Why?  Because it is something most people need assistance with.  It’s an interesting topic, as everyone sees debt differently.  Some people avoid it at all costs, some see it as a necessary evil, some people don’t have a choice but to incur some, […]

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Are you saving for retirement? For your children’s education? For any other long-term goal? If so, you’ll want to know about this extreme wealth killer: inflation. So the definition of inflation is…“In economics, inflation is a rise in the general level of prices of goods and services in an economy over a period of time. […]

Finding Your True Passion

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Finding true passion in our lives is part of our own individual destinies. We seek passion in every area of our life and involve the people closest to us in our opinions and choices regarding what we truly want in life. We live and breathe it; expressing it in many different ways. Be it through […]

Seniors Who Walk Together, Benefit Together

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No one likes that dreaded ‘e’ word . . . exercise, but it doesn’t have to be like exercise. Medical studies have proven that walking has been beneficial in lowering ones risk for cancer, increases brain activity and bone strength, and reduces the risk of developing dementia. Walking also promotes a more restful sleep and […]

Behind in Savings? What are you going to do about it?

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Did you know that 50% of the 78 million Baby Boomers admit being behind in saving for retirement. Worse than that, there are millions of others who don’t even know where they stand. So if you’ve procrastinated you are not alone! There is hope! You can catch up! But you must take action now!  Here […]