Plan smart. Retire well. Protect your family.
In a recent article, Attorney Stephan R. Leimberg points out the top ten reasons why people create a trust: 1. You feel your beneficiary is unwilling or unable to invest, manage, or handle the responsibility of a large, immediate, outright gift. Families with minor, handicapped, or merely financially or emotionally immature children or grandchildren should […]
Millions of families made a New Year’s resolution to save more money in 2024! But, how do we do it? Times are as tough as ever. We are all looking for ways to lower our bills to make paychecks last longer. We want to help you to be successful. Saving money doesn’t need to be […]
Experts recommend seniors to put their money in something safe, with minimum guarantees. For example, Certificates of Deposit’s, annuities or bonds. Now, there are select groups who can afford to play the game of risk that the market entails, but for most seniors living on a restrictive budget, playing the risk game should be avoided. […]
It’s the new year again, and with that comes the struggles of New Year Resolutions. Resolutions are often stressful, unreachable things. But they don’t have to be. They should be encouraging and lead you down the path you want to follow. Making realistic, simple resolutions can lead to a greater chance of success in the […]
When talking to many of my new clients, one of their biggest hesitations to work with me is that they already have a “financial advisor.” However, after really talking to them and going over their situation with them, they realize they don’t have a financial advisor they have a ‘Stock Monkey’. The only thing their […]
In last month’s issue, we talked about improving your attitude by utilizing gratitude, ‘choosing happiness,’ seeing ‘challenges’ not problems, and viewing life itself as a journey. Here are the remaining tips… 5. The Cliché Roses Throughout life there will be times that it feels like life is speeding by and leaving you behind; or it […]
It makes no difference whether you retire at 65 or 75 years old, for most elderly – except the very best off – a serious concern that most have is whether or not they will outlive their income and assets. However, with some simple planning and budgeting, it is easier than expected to overcome those […]
Our attitude has a profound effect on the quality of our life. Optimism and pessimism create two completely different realities. By taking a few simple steps to adopt a more optimistic and positive attitude, you can enjoy both immediate and long term benefits. Here are some practical steps to help you lead a happier life! […]
First, Why Do People Want To Avoid Probate? Most people want to avoid probate for two reasons. First, because assets are frozen and not available to heirs during the year or more it takes for probate to be completed. Remember, probate is the process of validating a will and is designed to give creditors time […]
It is no secret that college costs rise every year and generationally we are saving less and less. This created a problem that was “resolved” by the creation of the 529 plan. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future college costs. 529 plans, legally known as “qualified tuition […]
