Plan smart. Retire well. Protect your family.
Financial revelations, during the past 10 years, have shown millions of senior citizens that their hopes of a secure retirement have lessened. Most seniors are now living longer in retirement years, and are being forced to live on less retirement income. Despite some discouraging indicators for present and upcoming retirees, there are ways seniors can […]
When you’re paying back debts, a little strategy can make a difference of hundreds to thousands of dollars. The best strategy is simple, but effective. Write Down Your Debts in Detail: What, How much, What’s the interest rate? You should have no trouble finding this information; it should be right on the bottom of your […]
With all the advancements in medical technology, prescription drugs and health programs, our senior population is living longer and are in better health. With the increasing longevity of people who have already reached retirement age, many seniors are beginning to worry about outliving their money. The Fear of Outliving your money can be a burden, […]
If you have been following this newsletter for any period of time, or if you follow the financial industry, you have probably come across the term, “indexing.” Now I could write a 2,000 word document going over the intricate details of how it works, how the companies can afford to do it, all the different […]
There has probably been a time in your life where no matter how tired you became, you still were not able to fall asleep. This may have been going on for several nights sporadically, over a week period, special occasions, or has been continually going on for much longer. Hopefully, these tips I’m about to […]
Long-term care insurance is probably not for everyone, but—with soaring healthcare costs, insurers increasingly restricting coverage and eligibility, and people’s need to stretch retirement savings through more years—it’s a good idea to consider it seriously. Your goals should be to protect your assets, minimize your dependence on other family members, and control where and how […]
No one likes that dreaded ‘e’ word . . . exercise, but it doesn’t have to be like exercise. Medical studies have proven that walking has been beneficial in lowering ones risk for cancer, increases brain activity and bone strength, and reduces the risk of developing dementia. Walking also promotes a more restful sleep and […]
Did you know that 50% of the 78 million Baby Boomers admit being behind in saving for retirement. Worse than that, there are millions of others who don’t even know where they stand. So if you’ve procrastinated you are not alone! There is hope! You can catch up! But you must take action now! Here […]
In a recent article, Attorney Stephan R. Leimberg points out the top ten reasons why people create a trust: 1. You feel your beneficiary is unwilling or unable to invest, manage, or handle the responsibility of a large, immediate, outright gift. Families with minor, handicapped, or merely financially or emotionally immature children or grandchildren should […]
Millions of families made a New Year’s resolution to save more money in 2024! But, how do we do it? Times are as tough as ever. We are all looking for ways to lower our bills to make paychecks last longer. We want to help you to be successful. Saving money doesn’t need to be […]
