Leaving Memories, Not A Mess

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Over the next 50 years, an estimated $45 trillion is expected to pass through estates toheirs and charities, the largest transfer of wealth in history. That alone justifies theimportance of having estate documents in place, such as a will, powers…

Making The Most Out Of Your Retirement!

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For most senior citizens starting retirement, one of their primary concerns is whether they will outlive their assets and income. Even with what appears to be an adequate nest egg, most retiree’s concerns are legitimate considering all the variables that…

Myths & Half Truths Exposed

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Until you go through it, you just don’t know how emotionally and financially devastating it is to put a loved one into a nursing home. Couple this with the fact that the 100+ community is the largest growing segment in…

Taking Early Retirement… Good Or Bad?

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The job market is pretty grim with more than 438,000 jobs have been lost already this year,according to the Bureau of Labor Statistics, and companies across a range of industries,from financial services to retail, have been extending early-retirement packages in…

Break Bad Spending Habits

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Many adults recognize that they have bad spending habits, but like other bad habits, the spending ones are just as hard to break as bad eating, bad sleeping, or even drug habits. These bad spending habits mean that many families…

I’LL NEVER GO INTO A NURSING HOME!

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This is the most common reason people give us for not wanting to buy a Long-Term Care Insurance Policy! However, does this statement really make sense? Should we look at the possible need for long-term care with a little less…

Things Always Look Good… Until They Don’t

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What does that mean? It simply means that the best time to consider whether an adjustment needs to be made to something is before it starts to go bad. In the stock market, for example, most people wait until they…

Behind In Savings? What Are You Going To Do About It?

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Did you know that 50% Baby Boomers and 55% Generation X admit being behind in saving for retirement? Worse than that, there are millions of others who don’t even know where they stand. So, if you’ve procrastinated you are not…

Behind In Savings? What Are You Going To Do About It?

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Did you know that 50% Baby Boomers and 55% Generation X admit being behind in saving for retirement? Worse than that, there are millions of others who don’t even know where they stand. So, if you’ve procrastinated you are not…