With all the advancements in medical technology, prescription drugs and health programs, our senior population is living longer and are in better health. With the increasing longevity of people who have already reached retirement age, many seniors are beginning to…
If you have been following this newsletter for any period of time, or if you follow the financial industry, you have probably come across the term, "indexing." Now I could write a 2,000 word document going over the intricate details…
There has probably been a time in your life where no matter how tired you became, you still were not able to fall asleep. This may have been going on for several nights sporadically, over a week period, special occasions,…
Long-term care insurance is probably not for everyone, but—with soaring healthcare costs, insurers increasingly restricting coverage and eligibility, and people's need to stretch retirement savings through more years—it's a good idea to consider it seriously. Your goals should be to…
No one likes that dreaded ‘e’ word . . . exercise, but it doesn’t have to be like exercise. Medical studies have proven that walking has been beneficial in lowering ones risk for cancer, increases brain activity and bone strength,…
Did you know that 50% of the 78 million Baby Boomers admit being behind in saving for retirement. Worse than that, there are millions of others who don’t even know where they stand. So if you’ve procrastinated you are not…
In a recent article, Attorney Stephan R. Leimberg points out the top ten reasons why people create a trust: 1. You feel your beneficiary is unwilling or unable to invest, manage, or handle the responsibility of a large, immediate, outright…
Millions of families made a New Year's resolution to save more money in 2024! But, how do we do it? Times are as tough as ever. We are all looking for ways to lower our bills to make paychecks last…
Experts recommend seniors to put their money in something safe, with minimum guarantees. For example, Certificates of Deposit’s, annuities or bonds. Now, there are select groups who can afford to play the game of risk that the market entails, but…
It's the new year again, and with that comes the struggles of New Year Resolutions. Resolutions are often stressful, unreachable things. But they don’t have to be. They should be encouraging and lead you down the path you want to…
